What do you think about those fast cash programs?

You know the ones that pop up on commercials. "Get cash now", I saw one that said they would loan up to $10,000 with a pay back of $200 per month.

In my experience, I think that these things will really mess you up. The interest rates are extremely high, and they are unrealistic to pay back (for the people who need them anyways).. So you end up owing them double or triple the amount that you borrowed.

However, for someone who can seriously pay them back.. What do you think? Is this something that you have ever done, or have any advice on? Personally I am in a situation where I need dental work done ASAP, and I don't have any insurance or money put aside for this type of thing. I am pretty sure I can pay $200 a month back to however much I borrow, but I'm also not about to just make a snap judgment and go borrow this with a blind eye.

 

my two cents - when it comes to loans/borrowing/work at home/get rich quick.... if they're advertising it - it's no good.

 

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I get the hint! Thanks