How'd you do?

I hate being in the investments field these days and trying to teach it. College students think they're smarter than their professors! Diversify as much as possible with no more than 12% in any one thing. It was one of the first rules I learned, but it'll never keep you from going negative.

2nd quarter did suck. money market did better than just about anything else in my 401(k). At least I was only down 3.2% for the quarter.

 

99.5% of my shit is in Invesco stable income right now. I have a feeling it will be that way til early 2010. I've made a fraction over 2% this year so far, I'll take it.

 

G-Fund

http://www.tsp.gov/rates/monthly-history.html

 

Part of me is tempted to go stable but then the other side says stick it out and be in on the gains when they eventually come. Luckily, I'm young enough to have that option. I'm sticking with my aggressive funds and playing the dollar cost averaging game.

 

un

I'm with MassMutual through work, and only two of the 25 or so choices are positive for this calender year. There isn't a fee at all when you want to change funds or slide a portion to another one. I'm young as well, but I still like seeing positive numbers day in and day out, even though they are not large.

I know you are more qualified than me about finances, VA, but I think I'll hold out until the stock market returns to steady. Then, I'll be all the way out of the conservative crap. Pick between 6 moderately risky to very risky funds.

 

The only problem with holding out is you'll miss the gains when the market eventually returns. I can understand your feelings though. I also have a couple of short term CDs sitting out there so I don't have everything in the market. I did pick a great freaking time to start two 529 plans for the kids though.