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Credit Cards

Discussion in 'Money & Finance Forum' started by hotshot mcgee, Feb 16, 2005.

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  1. Feb 16, 2005 at 11:11 PM #11
    jimbo

    jimbo Full Access Member

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    Actually, if used wisely credit cards are a good financial tool. If you have a credit card or two, you don't have to leave all your savings in a passbook account for emergencies. This frees the money up for investments that can actually do something. Also, having credit cards give you the ability to take the highest possible deductibles on insurance, which saves you on premiums.
     
  2. Feb 16, 2005 at 11:13 PM #12
    Daisey

    Daisey AKA Dayse :)

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    I see this daily...people will 30k++ on credit card debt..It's crazy...I call it people living above thier means.
     
  3. Feb 16, 2005 at 11:34 PM #13
    philcantspel

    philcantspel Full Access Member

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    go capital one.... and don't go over $1000... you won't pay much in interest/fees. They are willing to give a decent rate
     
  4. Feb 16, 2005 at 11:35 PM #14
    hotshot mcgee

    hotshot mcgee Full Access Member

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    so i already have a credit card through wachovia, with a $1000 limit. that is the one that is sent to my home address that i currently use for expenses my parents will help me with or some sort of emergency situation if i happen to get into one. i was just looking for something i could put a little on every month and pay off. i have a job and i am generally good with money, so i'm not going to get into any trouble, i just wanted a more independent card that i could use for day to day things, instead of one that pretty much is a safety link to home. or is the bank one the best deal i'm gonna get?
     
  5. Feb 16, 2005 at 11:40 PM #15
    dollface

    dollface Goddess Of Drama

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    Mr. King of Credit Cards TimTam can probably give you some good advice in reguards to which card you should get.
     
  6. Feb 17, 2005 at 12:11 AM #16
    Southern_Yankee

    Southern_Yankee Full Access Member

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    get yourself hooked up with a JC Penny's card and watch the chicks come flocking :xyzthumbs
     
  7. Feb 17, 2005 at 12:42 AM #17
    MikeNinerHunt

    MikeNinerHunt Fast white guy

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    Is that how you pulled yours?
     
  8. Feb 17, 2005 at 12:55 AM #18
    dollface

    dollface Goddess Of Drama

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    JC Penny's? I don't think so. lol..
     
  9. Feb 17, 2005 at 12:57 AM #19
    Southern_Yankee

    Southern_Yankee Full Access Member

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    bukkake paying dividends...:xyzthumbs
     
  10. Feb 17, 2005 at 12:25 PM #20
    hotshot mcgee

    hotshot mcgee Full Access Member

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    so capital one is the king here? i gotta go to class.
     
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