Credit Cards

Actually, if used wisely credit cards are a good financial tool. If you have a credit card or two, you don't have to leave all your savings in a passbook account for emergencies. This frees the money up for investments that can actually do something. Also, having credit cards give you the ability to take the highest possible deductibles on insurance, which saves you on premiums.

 

I see this daily...people will 30k++ on credit card debt..It's crazy...I call it people living above thier means.

 

go capital one.... and don't go over $1000... you won't pay much in interest/fees. They are willing to give a decent rate

 

so i already have a credit card through wachovia, with a $1000 limit. that is the one that is sent to my home address that i currently use for expenses my parents will help me with or some sort of emergency situation if i happen to get into one. i was just looking for something i could put a little on every month and pay off. i have a job and i am generally good with money, so i'm not going to get into any trouble, i just wanted a more independent card that i could use for day to day things, instead of one that pretty much is a safety link to home. or is the bank one the best deal i'm gonna get?

 

Mr. King of Credit Cards TimTam can probably give you some good advice in reguards to which card you should get.

 

get yourself hooked up with a JC Penny's card and watch the chicks come flocking :xyzthumbs

 

Is that how you pulled yours?

 

JC Penny's? I don't think so. lol..

 

bukkake paying dividends...:xyzthumbs

 

so capital one is the king here? i gotta go to class.