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Car Leasing Question...

Discussion in 'Money & Finance Forum' started by kakia, Sep 3, 2003.

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  1. Sep 3, 2003 at 9:35 PM #11
    magnus

    magnus Chump-proof

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    anywhere I lay my head I'm gonna call my home
    it sounds like he wants to buy the car, then, right?
     
  2. Sep 3, 2003 at 9:35 PM #12
    builder

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    State laws regulate leases. Yours might be different than NC's, but when I finished the lease on my VW a few years ago, I went to VW Credit and asked for a loan to buy the car. They approved me in under 10 minutes over the phone without having to even visited the dealership other than to sign the papers. It was really easy. So I guess it depends on who you had your lease through as to whether or not they will refinance on the spot.
     
  3. Sep 3, 2003 at 9:45 PM #13
    kakia

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    yes
     
  4. Sep 3, 2003 at 9:46 PM #14
    kakia

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    American Honda
     
  5. Sep 3, 2003 at 9:47 PM #15
    kakia

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    well, it looks like i will be calling the folks up tomorrow. should i just call the finance company directly? or should i talk to someone at the dealership.
     
  6. Sep 3, 2003 at 9:48 PM #16
    builder

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    Get on the phone with them tomorrow. Hopefully you haven't been more than 30 days late with any payments and his credit is up to par for purchasing a vehicle. The lease specifies how much the car is now worth so there won't even be a need to negotiate.
     
  7. Sep 3, 2003 at 9:48 PM #17
    builder

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    Call the finance company. Screw the dealership. You don't need the extra fees.
     
  8. Sep 3, 2003 at 9:56 PM #18
    magnus

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    allright. That's where the confusion was.

    So for $12k, could you get more car somewhere else? With a different car, even a similar car? My father had a buyout after a lease for $12k, got a similar truck for basically the same money with half the miles.
     
  9. Sep 3, 2003 at 9:59 PM #19
    builder

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    Only thing to consider, they've had this car since it was new. They know it's history, service record, and problems. Another used vehicle might be a dangerous thing.
     
  10. Sep 3, 2003 at 10:08 PM #20
    kakia

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    it's a 2000 Honda Prelude. looking for another vehicle is not an option since they don't make Preludes anymore.
     
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