Bank of America

How long did you have that account? How long ago did you realize the $7 fee? Free checking accounts have been around for a long time now. If you were paying the fee and knew it, then maybe you should of just switched to a free account before now. Would of saved some money. Some banks will tell you ways to save money, others not so much. THAT is why you should always look out for yourself.

 

http://www.thisboardrocks.com/forum/showpost.php?p=2508014&postcount=18

 

Associate (and premier) accounts, or whatever they call them now, typically offer a monthly allowance of fee-free foreign ATM usage. I want to say it's like 3 a month or something.

 

IF you were paying a fee you were probably earning interest which is a pitance. The non interest earning checking account has no fees unless you do something stupid.

 

Off their website

Effective Feb 9, 2010
North Carolina

• Account Fees
• Service Fees & Other Information

Checking Accounts

Show Checking Accounts details Checking Accounts

Hide Checking Accounts details Show MyAccess® Checking Hide MyAccess® Checking Print MyAccess® Checking Hide details Fee Type
Fee
MyAccess® Checking
To waive this fee, choose 1 of the following options:

• <LI class=standard-text sizcache="0" sizset="47">Set up a qualifying monthly direct deposit, for example with payroll or Social Security payments. Set up direct deposit
  Or
• Maintain an average daily balance of $1,500 or more in your account

A minimum amount of $25 is required to open this non-interest bearing account.
$8.95 monthly maintenance fee



Show Regular Checking Hide Regular Checking Print Regular Checking Hide details Fee Type
Fee
Regular Checking
To waive the monthly maintenance fee, meet one of the following balance requirements during each statement cycle:
Minimum/Average Daily Balance
Account Type
$750 minimum or more
Checking
$2,000 minimum or more
Regular savings
$5,000 minimum or more
Linked money market savings
$5,000 average or more
Linked savings, CD and IRA
A minimum amount of $100 is required to open this non-interest bearing account.
$12 monthly maintenance fee
Important account information
Linking your accounts may help you avoid the monthly maintenance fee on your checking account. To link your accounts, visit a banking center or call us at the number on your checking account statement.
More information about linking accounts



Show CampusEdge® Checking Hide CampusEdge® Checking Print CampusEdge® Checking Hide details Fee Type
Fee
CampusEdge® Checking
This account is for high school and college students. To open your account we will need proof of your student status. You may maintain your account as a CampusEdge Checking account for 5 years from the account opening date. Then 5 years from the account opening date, we automatically convert your CampusEdge Checking account to a MyAccess® Checking account.
A minimum amount of $25 is required to open this account, which earns interest at a variable rate. Check Enclosure service is not available with this account.
No fee for 5 years from the account opening date
Important account information
Stuff Happens® refund
close
Stuff Happens®Card

Stuff Happens® Card, good for a one-time refund for one of the following fees: overdraft item fee, NSF: returned item fee, overdraft protection transfer fee, stop payment fee or non-Bank of America ATM fee. The Stuff Happens® Card is only valid for CampusEdge® Checking accounts.




This account includes our Check Safekeeping service (refer to Deposits Agreement and Disclosures for more information.)



Show Bank of America Advantage® Checking Hide Bank of America Advantage® Checking Print Bank of America Advantage® Checking Hide details Fee Type
Fee
Bank of America Advantage® with Tiered Interest Checking and Bank of America Advantage® for Seniors with Tiered Interest Checking
To waive the monthly maintenance fee, meet one of the following balance requirements during each statement cycle:
Outstanding/Average Daily Balance
Account Type
$5,000 average or more
Checking or linked Regular Savings
$10,000 average or more
Checking with linked savings, CD and IRA
$15,000 outstanding or more
Linked installment loan or line of credit
Any amount
Banc of America first mortgage
$15,000 or more combined assets
Linked brokerage accounts. (See the Personal Schedule of Fees for details about which brokerage accounts are eligible to be linked.)
A minimum amount of $100 is required to open this account, which earns interest at a variable rate.

 

http://factsaboutfees.bankofamerica.com/

Go here to learn more. Look at the bottom of the page. A least 12 areas of subject titles on fees. This does not count all those others such as statement fee, copies of check fees. Enjoy your bonuses. :37:

 

MyAccess has no monthly fee. Opt out of returned checks and you have no statement fee. You can get your check images online.

It's really not complicated.

 

Hope you never need cash from a check that they put a hold on. I use to love those ten day holds and then I would pay a subcontractor with a check which I wrote just to have them (BA) say they could not cash it because they (sub) had no account with them or the would charge them a fee. By the way money was in my account.

 

If you are running a business you need to be using a business account.

Why would the person you write a check to cash it at your bank istead of theirs?

 

a shady one at best...